Scenario:

Every time I clean up my finances, I keep it maintained for like a week, then I fall off the wagon. Two weeks go by. Then three. Then I feel too overwhelmed to get it organized again. I keep falling into this pattern. Any tips on getting out of it?

What I’d do:

Build a routine.

Look at your calendar and block a recurring time where you can show up for yourself.

YOU MUST BLOCK IT IN YOUR CALENDAR.

Something about putting it in the calendar makes it more concrete.

I’ve personally had to have this talk with myself…

If someone else blocks time with me, I show up on time and ready to go. I even feel anxious if I’m a minute late. But why when I block time for myself do I not show up?

Would someone who respects themselves not show up for themselves?

So, show up for yourself!

And if this doesn’t work, then the question goes a bit deeper.

Do you even want to change?

If your behavior indicates you don’t want to change, then accept that you’ll be in that situation until you decide its important enough to do something different.

Money behavior is a trip.

You’ll NEVER be perfect with your budget so stop beating yourself up about your overspending. It’s more important to roll with the punches…because life happens.

When you overspend, just come back to the purpose of your plan - to know where you spend your money so you can create wealth.

Why shouldn't you lend money to elves?

Because they're always short!